Pre-Purchase, Underwriting Reports, Annual Surveillance with Real Time Internal Credit Score Reports
General Obligation (GO) and Revenue Issuers
FIRVA, as a fee paid advisor, is Independent and not conflicted by a Broker Dealer transactional (”free”) model or Rating Agency issuer revenue business model.
Issuer Credit Conclusions are supported by transparent assumptions, extra underwriting information, Expected Losses for Risk-Grading.
Specific and detailed information summarized by a concise Internal Credit Score (ICS), which is mapped to Rating Agency scale or risk-grading.
Clear delineation of risk elements, not broad scale that covers only Investment Grade vs. Below Investment Grade. (e.g. 1-5) range, pass or fail, or a word or data filled vague report.
FIRVA has a large data set of Issuer defaults and recovery rates going back to the sixties.
Economic And Demographic data for every county and Metropolitan Statistical Area in the country.
